OCHDAC logo
Meet OCHDAC

Transforming the credit industry

We shake things up. Then we put them back into place. Better, edgier, more efficient. We do the exact same thing with the credit industry.

Bridging the need for reliable lending solutions and cutting-edge tech

AI-powered

We understand that the credit decision-making process in CEE is often hindered by traditional lending practices and insufficient data analysis.

To tackle this issue, we have implemented AI algorithms that constantly learn and adapt to make informed credit decisions.

100% digital

Our approach to lending is 100% digital, ensuring a seamless and hassle-free user experience.

We believe that banking and credit should be accessible to all, and we strive to make the lending process as easy and convenient as possible for our customers.

FICO credit scoring model

In addition to our AI-driven credit decision-making process, we utilize proprietary technology that is anchored in FICO credit scoring awareness.

This means our technology is built around the widely recognized FICO credit scoring model, ensuring that our credit decisions are consistent with industry standards.

Our Mission

Innovating the credit industry by providing unmatched lending services

We are committed to staying at the forefront of technology and innovation in the credit industry. Our proprietary technology is a key differentiator for us and enables us to provide unparalleled digital lending services to our customers.

Peeking Into the Future

We let curiosity drive us - and it pulls us towards the future. Where AI is our friend.

This allows us to provide our costumers with fast and reliable credit solutions when they need them the most.

Rooting for Portability

We love portability - transferring all our knowledge and infrastructure into daily life. Easy to access and understand.

By using our user-friendly financial app, borrowers can easily manage their credit exposure and stay up-to-date with their finances.

The Gift That Keeps On Giving

Furthermore, our technology is continuously updated as repayment data is fed into the algorithm.

This allows us to constantly refine and improve our credit decision-making process, ensuring that our customers receive the best possible service.

Trusted by bold businesses, big and small.

Fintech

Ocean Credit

We've extended our expertise and pulled the right AI strings to support Ocean Credit deliver fast and reliable crediting solutions - entirely digital.

Fintech

Volt Finance

We've merged the classic FICO scoring model, our AI algorithms and Volt's own hand-picked crediting solutions. The result? A fintech gem.

Transforming the credit industry.
Sitemap
Contact us
Phone number
+353 (1) 611 1589
© 2023 OCHDAC. All rights reserved.